/plans · 8 plans · last updated Q1 2026

Pick the coverage that
matches your hustle.

Eight plan tracks built around how gig workers actually earn — solo, multi-app, family, between-jobs, on a bike. Every option is ACA-aware and subsidy-checked.

open_enrollment
Live · Nov 1 – Jan 15
avg_subsidy
$542 / month credit
carriers_compared
27 insurers, 50 states
PLAN CATALOG

All eight tracks.

sort: best_match · filter: gig_worker = true
BRONZE

Solo Driver Essentials

ACA Bronze tuned for one-app rideshare drivers.

EST. MONTHLY
$0–$84/mo after subsidy
#uber#lyft#via
  • Preventive care, 100% covered
  • Primary care visits ($30 copay)
  • Generic prescriptions
See plan details
SILVER

Multi-App Stacker

ACA Silver designed for couriers running 3+ apps.

EST. MONTHLY
$48–$140/mo after subsidy
#doordash#uber-eats#instacart
  • Lower deductible via CSR
  • Specialist visits ($50 copay)
  • Mental health + therapy
See plan details
GOLD

Family Hustle Plan

Whole-family ACA coverage for self-employed households.

EST. MONTHLY
$120–$340/mo after subsidy
#any-combo#1099-spouse#kids-under-26
  • Pediatric checkups + vaccines
  • Maternity + newborn care
  • Mental health (whole family)
See plan details
BRIDGE

Off-Season Bridge

Short-term coverage for slow weeks or app deactivation.

EST. MONTHLY
$45–$120/mo
#between-apps#deactivated#missed-enrollment
  • Doctor visits
  • Urgent + ER care
  • Hospital stays
See plan details
ADD-ON

Dental + Vision Add-On

Standalone dental and vision for any ACA plan.

EST. MONTHLY
$22–$58/mo combined
#any-plan#any-app
  • 2 cleanings/yr at 100%
  • Fillings, crowns, root canals
  • Annual eye exam
See plan details
SUPPLEMENTAL

Accident Backstop

Cash benefits when something goes sideways on a shift.

EST. MONTHLY
$18–$42/mo
#bike-couriers#scooter#high-mileage-drivers
  • Cash benefit per ER visit
  • Cash benefit per hospital night
  • Ambulance + ride coverage
See plan details
SUPPLEMENTAL

Rideshare Injury Rider

Gap coverage for the moment between app insurance and yours.

EST. MONTHLY
$12–$28/mo
#uber#lyft#active-period
  • Personal injury during pax pickup
  • Lost-income benefit
  • Coordinates with Uber/Lyft TNC policy
See plan details
BRONZE

Pet Pro Coverage

Plans tuned for Rover sitters and Wag walkers.

EST. MONTHLY
$30–$95/mo after subsidy
#rover#wag#independent
  • Allergy testing + treatment
  • Mental health + therapy
  • Urgent care for bites/scratches
See plan details
/compare

Quick compare.

The four most-picked tracks, side by side. ACA plans dominate — bridge is for true gaps only.

feature
BRONZE
Solo Driver
SILVER
Multi-App
GOLD
Family
SHORT-TERM
Bridge
ACA subsidy eligible
Preventive care 100%
Mental health + therapy
Pediatric + maternity
Pre-existing conditions
Available year-round
// not sure which plan fits

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