// our story

A health insurance agency built around the gig economy

We started On Demand Health because nobody on the marketplace knew how to handle a 1099 driver with three apps and an off-season. We do.

Independent and licensed

We work for you, not a single carrier. Licensed in every state and bonded to write coverage anywhere your hustle takes you.

Paid by carriers, not by you

Our service is free. Carriers pay a standard commission set by the state — never more for the same plan if you went direct.

We speak 1099

Variable income, app-stacking, off-season gaps — we know how to document gig earnings for the marketplace and protect your subsidy.

50
States licensed
50+
Carriers compared
3.4M
Gig workers served by our network
24h
Advisor response window
Why we exist

The marketplace was built for W-2s. You aren't one.

ACA enrollment assistants are trained for steady paychecks and benefits emails from HR. Show up with last quarter's Uber 1099, this quarter's DoorDash run, and an Etsy side store and most of them freeze.

On Demand Health was built specifically for the 3.4 million Americans who earn their living one trip, one delivery, one task at a time. We help you forecast variable income, document it correctly, time your enrollment around app season cycles, and pick plans whose networks actually cover the cities you drive in.

No script. No bait pricing. A real licensed advisor in your state, every call.

Licensure

Licensed and writing in all 50 states + DC

Verify our license
AL
AK
AZ
AR
CA
CO
CT
DE
FL
GA
HI
ID
IL
IN
IA
KS
KY
LA
ME
MD
MA
MI
MN
MS
MO
MT
NE
NV
NH
NJ
NM
NY
NC
ND
OH
OK
OR
PA
RI
SC
SD
TN
TX
UT
VT
VA
WA
WV
WI
WY
DC

Talk to an advisor who gets the hustle.

Two minutes, no SSN, no obligation.