field notes

Health coverage, translated to gig.

Plain-English breakdowns of subsidies, app-stacking math, special enrollment windows, and the small print insurance companies wish you'd skip. Written by licensed advisors who actually answer their phones.

More from the field

7 notes
Gig & On-Demand 7 min

Estimating Subsidies With Variable Gig Income

A practical method for gig drivers to estimate annual income for ACA subsidies when weekly pay swings up and down.

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Gig & On-Demand 7 min

Best Health Plans for Rideshare and Delivery Drivers

Health coverage that flexes with your driving income and protects you on the road.

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Gig & On-Demand 6 min

Health Insurance for Gig and On-Demand Workers in 2026

No employer benefits and income that changes every week doesn't mean you're stuck without coverage. Here's the practical playbook for gig workers.

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Dental 7 min

The Real Cost of Going Without Dental Insurance (And the Fix That Costs $19/Month)

What looks like saving $200 on a cleaning often becomes a $3,000+ problem 18 months later. Here's the math nobody shows you before you cancel your dental plan.

May 12, 2026Read
Supplemental 8 min

What Is Supplemental Insurance — And Does Anyone Actually Need It?

Your health insurance covers the doctor. Supplemental insurance covers your rent, your car payment, and the income you stop earning while you recover.

May 12, 2026Read
Open Enrollment 9 min

Open Enrollment 2026: Everything You Need to Know Before November 1

Your one guaranteed chance each year to switch, upgrade, or enroll in a health plan — with no qualifying event required. Here's how to prepare.

May 12, 2026Read
Family 10 min

Family Health Insurance: How to Choose the Right Plan When Other People Are Counting on You

Four people, four sets of doctors, four different prescriptions — and one budget. Here's the framework we use to pick family plans without losing your mind.

May 12, 2026Read