// the process
From quote to coverage in four steps
No phone tree, no call-center scripts. A licensed advisor in your state takes you from question to ID card.
01
Tell us your hustle
ZIP, household, the apps you drive for, and roughly what you earned last year. Takes about 90 seconds.
02
We match the plan
A licensed advisor pulls quotes from 50+ carriers, runs your subsidy math, and checks network coverage in the cities you actually drive.
03
Enroll without paperwork drama
Sign electronically. We file directly with the marketplace and the carrier. Your effective date is set before you hang up.
04
Use your coverage
ID cards in your inbox before midnight on activation day. Network search, telehealth links, and a real advisor on speed dial for claim questions.
DIY vs On Demand Health
Why most gig workers don't do this alone
DIY on healthcare.gov
On Demand Health
Cost
Free (your time)
Free (we're paid by carriers)
Plans compared
Whatever the marketplace shows
50+ carriers, on- and off-exchange
1099 income help
You guess
We forecast and document
Network check for your route
Manual ZIP-by-ZIP
Done by your advisor
Off-season SEP help
On you
We file the SEP
Renewal review next year
You re-shop alone
Auto-review every November
Start in under two minutes.
Share a few details, get a same-day call from a licensed advisor in your state.