SUPPLEMENTAL TIER
Accident Backstop
Cash benefits when something goes sideways on a shift.
Your ACA plan has a $7,000 deductible? This pays you cash the day of the accident so rent doesn't slip while you wait on a settlement.
@bike-couriers@scooter@high-mileage-drivers
EST. MONTHLY PREMIUM
$18–$42/mo
Supplemental plans aren't subsidized — they pay you cash directly, not your provider.
BEST FOR
Couriers on bikes, scooters, and high-mileage drivers.
What you get
- Cash benefit per ER visit
- Cash benefit per hospital night
- Ambulance + ride coverage
- Fracture + dislocation lump sum
- Pays on top of your main plan
What it skips
- Routine illness
- Pre-existing injuries
- Self-inflicted incidents
#why-it-fits
You should pick this if…
01
You're on a bike or scooter daily
02
You drive 40k+ miles a year
03
You have a high-deductible main plan
// ready to enroll
Lock in Accident Backstop in under 10 minutes.
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