BRIDGE TIER
Off-Season Bridge
Short-term coverage for slow weeks or app deactivation.
A patch, not a parachute. Use this when the ACA enrollment window is closed and you need something between you and a hospital bill. Switch to ACA the moment a Special Enrollment Period opens.
@between-apps@deactivated@missed-enrollment
EST. MONTHLY PREMIUM
$45–$120/mo
Short-term plans are NOT subsidy-eligible — pick this only as a true gap solution.
BEST FOR
Drivers between contracts or waiting for ACA enrollment.
What you get
- Doctor visits
- Urgent + ER care
- Hospital stays
- Limited Rx
- Up to 12 months
What it skips
- Pre-existing conditions
- Maternity
- Mental health (limited)
- Preventive care
#why-it-fits
You should pick this if…
01
You were just deactivated and lost employer COBRA
02
You missed Open Enrollment and need to bridge
03
You're switching from W-2 to full-time gig work
// ready to enroll
Lock in Off-Season Bridge in under 10 minutes.
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